The 5 largest banks in Greece and FinT365: an honest comparison

Why we are making this comparison If you live in Greece and work with clients or employers abroad, the question "where do I keep my money" does not have a single answer. Greek banks offer something that no fintech replaces: a banking license, insured deposits, and physical branches. Fintechs, on the other hand, solve different problems: speed, online registration, and international payments. In this article, we compare the five largest banks in Greece with FinT365 so you can clearly see what each one offers. Important: FinT365 is not a bank. It is not a bank deposit account, it does not provide a banking license, it does not offer a debit card, and it is not covered by deposit insurance. It is an online payment service. ## The 5 largest banks in Greece ### 1. National Bank of Greece (NBG) The largest bank in the country and one of the four "significant" banks under the direct supervision of the European Central Bank. A full network of branches, e-banking, mobile app, cards, loans, and investment products. It is the obvious choice for salaries, pensions, and daily transactions within Greece. ### 2. Piraeus Bank The second major group, also under the direct supervision of the ECB. Strong presence in business, shipping, and retail banking, with e-banking, cards, and foreign exchange services. ### 3. Alpha Bank One of the four "significant" banks. A wide network of branches, strong digital banking, and products for individuals and businesses. ### 4. Eurobank The fourth "significant" bank. It invests heavily in digital services and has a presence outside Greece, for example in Cyprus and Bulgaria. ### 5. Optima bank A newer, rapidly growing bank with an emphasis on digital service and businesses. Other banks, such as Attica Bank / Pancretan Bank, also operate in the Greek market. > Note: The order reflects their size and market presence. All of the above are banks with an operating license and oversight, and their deposits are covered by a guarantee of up to 100,000 euros per depositor. ## Comparison at a glance | | Greek banks (the 5 above) | FinT365 | |---|---|---| | What it is | Licensed and supervised banks | Online payment service (fintech), not a bank | | Account opening | Usually by visiting a branch, or online with document verification | Online, with identity verification and application approval | | Account type | Bank deposit account | Virtual payment details for collection, not a deposit account | | Card | Debit or credit | No card provided | | Deposit guarantee | Yes, up to 100,000 euros | Does not apply | | Branches | Extensive network | No physical presence | | Collection from abroad | Possible, with fees and clearing time | Designed for collection from foreign clients | | Conversion to stablecoins | Not offered | Automatic conversion to USDC/USDT, depending on your settings | ## Where FinT365 excels ### 1. International payments without a branch If your client is abroad, they don't need to go to a branch or wait days for clearing. You receive the money into virtual payment details and manage it online. ### 2. Digital convenience The whole process, from registration and verification to monitoring payments, is done online from the browser. No queues and no appointments. ### 3. Automatic conversion to USDC/USDT Depending on your settings, the amounts you collect can be automatically converted into USDC or USDT, digital assets pegged to the US dollar. This way, you can hold value in dollars and transfer funds to a wallet you control. ### 4. Clear requirements We do not promise approval to everyone. Availability depends on the country, successful identity verification, and application approval. ## Where banks excel To be fair: if you need a deposit account, a debit card, a loan, deposit insurance, or a physical branch, the above banks are the right choice. FinT365 does not replace these. ## Conclusion The five largest banks in Greece remain the foundation for daily banking life. FinT365 is a different solution for those who want to collect from abroad and manage their money digitally, with the ability to convert to USDC/USDT. See if FinT365 is right for you at fint365.com. ## Important information - FinT365 provides virtual payment details. It is not a bank deposit account and does not include a debit card. - Service availability and features depend on the country, successful identity verification, and application approval. We do not guarantee approval for every application. - Information about the banks is based on publicly available data (European Central Bank, Bank of Greece, October 2026 reports). The order reflects size and market presence and does not constitute an evaluation or recommendation. - Last updated: October 2026.